Tucson: monthly finance cost
The Hyundai Tucson gives UK families big-SUV space for mid-size money, which makes its finance figures worth a close look. Priced at £32,995, hire purchase with a 10% deposit of £3,299.50 at 9.9% APR over 48 months costs £751.73 a month, with a total amount payable of £39,382.54. The monthly payment is fixed throughout, so you know exactly where you stand - insurance, servicing and road tax are additional costs.
Tucson buyers in Britain choose between HP and PCP in roughly the same way as with any family SUV. PCP quotes tend to sit lower each month because part of the car's projected value is deferred into an optional final balloon payment. HP is the all-in route: around £752 a month covers the entire price plus interest, and the car transfers to you automatically when the term ends.
Total payable: £39,382.40 · Interest: £6,387.40
Two adjustments change the £751.73 picture. A 60-month term would spread the same balance thinner, lowering the monthly payment at the cost of an extra year of interest - helpful for monthly cash flow, expensive in total. A larger deposit does the opposite kind of good: it shrinks the borrowing itself, so both the monthly payment and the interest fall with no extra months added.
On HP versus PCP, the Tucson's generous warranty nudges long-term thinkers toward HP: years of covered, payment-free motoring after the final instalment. PCP suits those who prefer lower monthlies and a fresh car every few years. Verdict: competitive for the class - with the standard reminder that the APR you are offered will depend on your credit status.